Gifts That Pay You Income
![Trident-United-Way-Gifts-that-pay-income-hero-2](https://myimpact.tuw.org/wp-content/uploads/sites/147/2024/04/Trident-United-Way-Gifts-that-pay-income-hero-2.jpg)
You can create real change while earning an income from your gift.
Charitable Gift Annuities
Charitable gift annuities (CGAs) offer a secure, fixed payment stream for yourself and/or a loved one for your lifetime(s). You will also receive tax benefits and the satisfaction of creating a lasting legacy through Trident United Way.
How it works:
- You donate cash or appreciated securities worth $50,000 or more to Trident United Way. In return, you and/or another beneficiary will receive fixed payments for life.
- Your payment rate is based on your age (payments start at age 55 or later) and will never change.
- A portion of your payments will be tax-free.
- The older you are — or the longer you defer starting your payment — the higher your payments will be.
Benefits to you include:
![](https://myimpact.tuw.org/wp-content/uploads/sites/147/2023/12/calendar-29.png)
Lifetime payments that will never change.
![](https://myimpact.tuw.org/wp-content/uploads/sites/147/2023/12/tax-67.png)
Capital gains tax savings when you fund your CGA using appreciated stock.
![](https://myimpact.tuw.org/wp-content/uploads/sites/147/2023/12/taxes-41.png)
You are eligible for an immediate charitable income tax deduction.
![](https://myimpact.tuw.org/wp-content/uploads/sites/147/2023/12/giftbox-48.png)
Your gift passes to Trident United Way outside of the estate process.
![](https://myimpact.tuw.org/wp-content/uploads/sites/147/2023/12/love-51.png)
You create your legacy of improving lives in our community for years to come.
Charitable Remainder Trusts
A Charitable Remainder Trust (CRT) is a tax-free trust that pays you and/or other beneficiaries an annual distribution. This payment is either a percentage of the annual value of the trust, or a percentage of the original gift amount.
How it works:
- You transfer cash or an appreciated asset* into an irrevocable trust.
- The trustee then sells the asset, paying no capital gains tax, and reinvests the proceeds.
- For the rest of your life (or a term of years), you and/or another beneficiary receive payments from the trust.
- After your lifetime, the remaining principal is used to support the mission of Trident United Way.
Benefits to you include:
![](https://myimpact.tuw.org/wp-content/uploads/sites/147/2023/12/calendar-29.png)
You receive income for life for you or your heirs.
![](https://myimpact.tuw.org/wp-content/uploads/sites/147/2023/12/taxes-41.png)
You receive a charitable income tax credit for the charitable portion of the trust.
![](https://myimpact.tuw.org/wp-content/uploads/sites/147/2023/12/love-51.png)
You create your legacy of helping others thrive.
Complimentary Gift Planning Resources Are Just a Click Away!
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